Finance and Mortgage Broking Certificate IV FNS40820

ENTER THE EXCITING FIELD OF FINANCE AND MORTGAGE BROKING

The Certificate IV in Finance and Mortgage Broking will deliver the skills and specialist knowledge needed to operate as a successful and effective finance or mortgage broker. This course has been tailored to provide the industry skills you'll need to identify client needs, present broking options and prepare loan applications. You'll also learn how to ensure compliance with financial services regulations, industry codes of practices and the skills to ethically sell financial products and services.

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Subject Choices

offered under the Certificate IV in Finance and Mortgage Broking

Please note that subjects and specific units of competency on offer will vary and may change during your enrolment

Elective subjects may apply and will be determined during the induction process

1 Elective is required (depending on subjects chosen)

  • Cornerstones in Finance: Ethics, Compliance and Risk Management

    Ethics, compliance and risk, form the foundation of financial institutions. This subject discusses the skills required to apply ethical principles to decision making and to act in line with ethical principles, and to ensure that work practices are compliant and within business risk strategies. Case studies are used to show individuals how to apply ethical frameworks to decide on, carry out, and evaluate the effectiveness of a course of action in response to an ethical and compliance situation in their workplace.

    • Unit(s):
    • FNSFMK515 Comply with financial services regulation and industry codes of practice
  • Building Strong Customer Relationships

    This subject has been structured to progressively develop the students skill and knowledge in the building, managing and maintaining of customer relationships to support business outcomes. It explains the difference between customer service and customer relationship building; with an emphasis on the skills required for longer term relationship building. This includes considering a range of client relationship strategies and also how to use networking effectively.

    • Unit(s):
    • FNSCUS511 Develop and maintain professional relationships in financial services industry
    • BSBOPS404 Implement customer service strategies
  • Professional and Effective Work Practices

    Being able to organise personal work priorities is an essential job skill. Learn how to set and meet work priorities through time management and planning your work schedule. Skills to identify potential problems and prevent stress in the workplace are also covered. Also learn the importance of professional development activities.

    • Unit(s):
    • BSBPEF501 Manage personal and professional development
  • Assess Credit and Loan Applications

    Beginning with the role of ethical lending in the marketplace, this subject then reviews the role and content of Credit Risk Policies and the lending approval criteria detailed within those policies. The process and methods for assessing credit and the typical approval processes are detailed in this subject.

    • Unit(s):
    • FNSINC412 Apply and maintain knowledge of financial products and services
    • FNSCRD401 Assess credit applications
  • Identify and Present Broking Options

    Identify and Present Broking Options looks at the essential skills for a mortgage and finance broker: interview techniques; determining client needs and explaining product differences. This subject covers an overview of the industry, relevant Industry Bodies, and key legislation such as Broker Arrangement Regulations and the National Consumer Credit Protection Act.

    • Unit(s):
    • FNSFMB412 Identify client needs and present broking options
    • FNSFMB411 Prepare loan applications on behalf of clients
  • Selling Financial Products within Banking Ethical Guidelines

    Strict rules apply to the sale of financial products. This Subject looks at how to be effective with sales but also to be compliant and ethical. Covering advanced level questioning and probing skills; addressing customer objections; and taking steps to close the sale.

    • Unit(s):
    • FNSSAM411 Sell financial products and services
    • FNSSAM403 Prospect for new clients
    • BSBOPS304 Deliver and monitor a service to customers
  • Professional and Compliant Work Practices in Finance

    This subject ensures that you have the skills to identify and interpret compliance requirements, procedures and to identify industry professional approaches to procedures, guidelines, policies and standards, including ethical requirements.

    • Unit(s):
    • FNSINC411 Conduct work according to professional practices in the financial services industry
  • Tier 2 and Ethical Sales of Banking Products (E)

    Tier 2 accreditation involves looking at the role of advisers and the classification of Tier 2 products including the features of Basic Deposit Products and Non-cash Payment Products. The difference between factual information and general advice is explored. In addition, the ASIC RG content requirements of relevant consumer legislation and disclosure document obligations are covered in detail. This program provides an in-depth learning opportunity and requires multiple skills demonstrations via role plays.

    • Unit(s):
    • FNSASIC301 Establish client relationship and analyse needs
    • FNSASIC302 Develop, present and negotiate client solutions

Course Fees

Quality Education at a Fair Price

$

1,980

* - $

5,000



Course Duration

14 months is allowed as the standard part time enrolment term for the Certificate IV in Finance and Mortgage Broking course.

Students who are able to commit more time to their course can finish earlier; while Traineeship terms may be longer.

Entry Requirements

for the Certificate IV in Finance and Mortgage Broking

  • Reading and Writing Skills
    The course is an online correspondence course so you need to have average English reading and writing skills, or higher. As a guide - you should have completed Year 12 schooling, or have sound workplace written communication skills.
  • Spoken English Skills
    Some components of this course have practical components where students will be required to demonstrate verbal communication skills as part of their assessments. Average English skills are necessary to complete these components successfully.
  • Numeracy Skills
    Numeracy skills are required at an average level eg completion of Year 10 maths and the ability to use a calculator.
  • Past Work Experience
    To be a broker you must have a knowledge of the lending processes. For this qualification you should have completed a Certificate III in a finance industry qualification or have relevant work experience.
  • Computer and Internet
    • Access to a Desktop Computer or Laptop; some course work may be completed via mobile devices
    • Internet access with Internet Explorer 8+, Chrome or Firefox
    • Microsoft Office 2010 Word and Subject specific Office products for chosen electives (ie Excel, Powerpoint, Publisher)
  • Other
    • Ability to study and conduct assessments in a safe environment

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$Price

With no more to pay!

This quote includes all online learning resources. There are no hidden costs and we also offer an interest free weekly, fortnightly or monthly direct debit Payment Plan. Select your Payment Plan choices at enrolment.

Registered trainees use the Traineeships fee checker below.

Your total course fees are

$Price

With no more to pay!

This quote includes all online learning resources. There are no hidden costs and we also offer an interest free weekly, fortnightly or monthly direct debit Payment Plan. Select your Payment Plan choices at enrolment.

Registered trainees use the Traineeships fee checker below.

Your total course fees are

$Price

With no more to pay!

This quote includes all online learning resources. There are no hidden costs and we also offer an interest free weekly, fortnightly or monthly direct debit Payment Plan. Select your Payment Plan choices at enrolment.

Registered trainees use the Traineeships fee checker below.

Your total course fees are

$Price

With no more to pay!

This quote includes all online learning resources. There are no hidden costs and we also offer an interest free weekly, fortnightly or monthly direct debit Payment Plan. Select your Payment Plan choices at enrolment.

Registered trainees use the Traineeships fee checker below.

Your total course fees are

$Price

With no more to pay!

This quote includes all online learning resources. There are no hidden costs and we also offer an interest free weekly, fortnightly or monthly direct debit Payment Plan. Select your Payment Plan choices at enrolment.

Registered trainees use the Traineeships fee checker below.

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Registered trainees use the Traineeships fee checker below.

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